CIBC · Visa
CIBC Aventura Visa Infinite Card
≈ $133.40 a year after fees, on a typical budget
- Annual fee
- $139
- Earns
- CIBC Aventura
- FX fee
- 2.5%
- 2×Travel booked through CIBC Rewards
- 1.5×Gas, EV charging, grocery & drugstore
- 1×Everything else
CIBC Costco Mastercard
- Yearly value, after fees
- ≈ $291.60
- Annual fee
- No annual fee
- Foreign transaction fee
- 2.5%
- Network
- Mastercard
Earn rates
| On | Earns |
|---|---|
| Restaurants | 3% |
| Costco gas stationsCapped | 3% |
| Other gas & EV chargingCapped | 2% |
| Costco.ca online purchasesCapped | 2% |
| Everything else | 1% |
"pts/$" means points per dollar. Rewards are earned in Cash back.
Spending caps
- Bonus cash back on gas and EV charging applies to the first $5,000 of spending per calendar year.
- 2% at Costco.ca applies to the first $8,000 of spending per calendar year.
What it earns in a year
On a typical Canadian budget of $1,850 a month, at Fruga's default value of $1.00 per $1 of cash back:
- Rewards
- $291.60
- Annual fee
- − $0.00
- Net yearly value
- $291.60
Welcome bonuses are not included. How we calculate this.
Fine print
- Only available to Costco members.
- In-warehouse Costco purchases earn the base 1%.
More from CIBC
CIBC · Visa
CIBC Dividend Visa Infinite Card
≈ $441.60 a year after fees, on a typical budget
- Annual fee
- $120
- Earns
- Cash back
- FX fee
- 2.5%
- 4%Grocery, gas & EV charging *
- 2%Dining, transit & recurring bills *
- 1%Everything else
CIBC · Visa
CIBC Aeroplan Visa Infinite Card
≈ $264.20 a year after fees, on a typical budget
- Annual fee
- $139
- Earns
- Aeroplan
- FX fee
- 2.5%
- 1.5×Gas, EV charging & grocery
- 1.5×Air Canada purchases
- 1×Everything else