Scotiabank · Visa
Scotia Momentum Visa Infinite Card
≈ $411.60 a year after fees, on a typical budget
- Annual fee
- $120
- Earns
- Cash back
- FX fee
- 2.5%
- 4%Grocery & recurring bills *
- 2%Gas & daily transit
- 1%Everything else
Scotiabank Gold American Express Card
- Yearly value, after fees
- ≈ $574.80
- Annual fee
- $120.00/year
- Foreign transaction fee
- None
- Network
- American Express
Earn rates
| On | Earns |
|---|---|
| Scene+ partner grocersCapped | 6 pts/$ |
| Grocery, dining, food delivery & entertainmentCapped | 5 pts/$ |
| Gas, transit & streaming | 3 pts/$ |
| Everything else | 1 pts/$ |
"pts/$" means points per dollar. Rewards are earned in Scene+ points.
Spending caps
- Accelerated earning applies to up to $50,000 of category spending per year.
What it earns in a year
On a typical Canadian budget of $1,850 a month, at Fruga's default value of 1¢ per Scene+ point:
- Rewards
- $694.80
- Annual fee
- − $120.00
- Net yearly value
- $574.80
Welcome bonuses are not included. How we calculate this.
Fine print
- Amex is not accepted at every Canadian merchant.
More from Scotiabank
Scotiabank · Visa
Scotiabank Passport Visa Infinite Card
≈ $181.20 a year after fees, on a typical budget
- Annual fee
- $150
- Earns
- Scene+
- FX fee
- None
- 3×Scene+ partner grocers
- 2×Grocery, dining, entertainment & transit
- 1×Everything else
Scotiabank · Visa
Scotiabank Scene+ Visa Card
≈ $222.00 a year after fees, on a typical budget
- Annual fee
- $0
- Earns
- Scene+
- FX fee
- 2.5%
- 2×Scene+ partner grocers
- 1×Everything else