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Scotia Momentum Visa Infinite Card

  • Cash back
Yearly value, after fees
≈ $411.60
Annual fee
$120.00/year
Foreign transaction fee
2.5%
Network
Visa

Earn rates

OnEarns
Grocery & recurring billsCapped4%
Gas & daily transit2%
Everything else1%

"pts/$" means points per dollar. Rewards are earned in Cash back.

Spending caps

  • 4% applies to up to $25,000 of combined spending per year.

What it earns in a year

On a typical Canadian budget of $1,850 a month, at Fruga's default value of $1.00 per $1 of cash back:

Rewards
$531.60
Annual fee
− $120.00
Net yearly value
$411.60

Welcome bonuses are not included. How we calculate this.

Fine print

  • Cash back is credited annually.

More from Scotiabank

Scotiabank · American Express

Scotiabank Gold American Express Card

≈ $574.80 a year after fees, on a typical budget

Annual fee
$120
Earns
Scene+
FX fee
None
  • 6×Scene+ partner grocers *
  • 5×Grocery, dining, food delivery & entertainment *
  • 3×Gas, transit & streaming
  • 1×Everything else
  • No FX fee
  • Points