Skip to content

Scotia Momentum No-Fee Visa Card

No annual fee
Cash back

Yearly value, after fees: ≈ $172.20
Annual fee: No annual fee
Foreign transaction fee: 2.5%
Network: Visa

Earn rates

On	Earns
Grocery, gas, transit & recurring bills	1%
Everything else	0.5%

"pts/$" means points per dollar. Rewards are earned in Cash back.

What it earns in a year

On a typical Canadian budget of $1,850 a month, at Fruga's default value of $1.00 per $1 of cash back:

Rewards: $172.20
Annual fee: − $0.00
Net yearly value: $172.20

Welcome bonuses are not included. How we calculate this.

More from Scotiabank

Scotiabank · American Express

Scotiabank Gold American Express Card

≈ $574.80 a year after fees, on a typical budget

Annual fee: $120
Earns: Scene+
FX fee: None

6×Scene+ partner grocers *
5×Grocery, dining, food delivery & entertainment *
3×Gas, transit & streaming
1×Everything else

No FX fee
Points

Scotiabank · Visa

Scotia Momentum Visa Infinite Card

≈ $411.60 a year after fees, on a typical budget

Annual fee: $120
Earns: Cash back
FX fee: 2.5%

4%Grocery & recurring bills *
2%Gas & daily transit
1%Everything else

Cash back

Scotiabank · Visa

Scotiabank Passport Visa Infinite Card

≈ $181.20 a year after fees, on a typical budget

Annual fee: $150
Earns: Scene+
FX fee: None

3×Scene+ partner grocers
2×Grocery, dining, entertainment & transit
1×Everything else

No FX fee
Points